Compare Personal Loans
Find Your Best Rate

Get pre-qualified with a soft credit check that won't hurt your score. Compare offers from top lenders and get personalized advice from Alfred.

2.49% - 35.99%
APR Range
$1K - $100K
Loan Amount
1-7 Days
Funding Time
20+ Lenders
In Our Network

Get Pre-Qualified in 2 Minutes

✓ Soft credit check - won't impact your credit score

Free Loan Guide

Download our comprehensive 20-page loan comparison guide with insider tips and lender reviews.

  • ✅ 20+ Lender Reviews
  • ✅ Rate Negotiation Tips
  • ✅ Credit Score Strategies
  • ✅ Hidden Fee Warnings

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Why Choose Us

Soft credit check only
20+ trusted lenders
Fast 1-7 day funding
No hidden fees
A
Alfred - Personal Loan Expert
Ask about rates, terms & qualification
Alfred: Hi! I'm your personal loan expert. I can help you compare rates, understand terms, and find the best lenders for your situation. Try: "$25K personal loan with 720 credit" or "Debt consolidation for $15K"
Alfred is online Licensed Lender Network

Chat Features

Real-time rate quotes
Personalized recommendations
Instant pre-qualification

Trusted Lending Partners

We connect you with established, reputable lenders in our network

LT

LendingTree

A+ BBB Rating

CR

Credible

4.9★ Trustpilot

USA

LendingUSA

4.5★ Rating

SPF

Super Personal Finder

Same Day Approval

We work with a network of 20+ lending partners. Loan terms, rates, and availability vary by lender and applicant profile. Not all applicants will qualify for the lowest rates. Rates shown are for informational purposes and subject to change.

Popular Loan Options

Explore our most requested loan types and get personalized guidance from Alfred

Debt Consolidation

Combine multiple debts into one lower payment with rates as low as 6.99% APR.

💬 Ask Alfred →

Personal Loans

Flexible funding for any purpose with fixed rates and predictable monthly payments.

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Credit Builder

Improve your credit score while borrowing with specialized lending programs.

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How It Works

Get pre-qualified in minutes with our simple 3-step process

1

Fill Out Form

Tell us about your loan needs, credit situation, and financial goals. Takes less than 2 minutes.

2

Compare Offers

Review loan terms, monthly payments, and total costs side-by-side. Chat with Alfred for guidance.

3

Get Funded

Choose your preferred lender and get funds deposited directly into your account in 1-7 days.

Customer Success Stories

See how we've helped thousands of customers get the best loan rates

Kitchen renovation success

Kitchen renovation with ~600 credit

★★★★★

"Secured $15K at 14.99% APR through our specialized partners for fair credit borrowers."

14.99% APR
Debt consolidation success

$25K debt consolidation

★★★★★

"Consolidated credit cards at 22% down to one 9.99% loan. Saving $400/month."

9.99% APR
Medical expenses success

$35K medical expenses

★★★★★

"Good credit helped secure 6.99% rate. Fast approval for urgent medical bills."

6.99% APR
4.8/5 Average Rating

Based on 2,847 customer reviews. Most customers save $200-800/month on their loan payments.

Quick Rate Estimator

Get an instant estimate of your potential loan rate

Loan Education Center

Learn everything you need to know about personal loans

Understanding APR

Understanding APR vs Interest Rate

Learn the difference between APR and interest rates and why it matters for your loan decision.

Read More →
Credit Score Impact

How Credit Score Affects Your Rate

Discover how your credit score impacts loan approval and the rates you'll qualify for.

Read More →
Debt Consolidation

Debt Consolidation Guide

Complete guide to consolidating debt with personal loans and when it makes sense.

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Loan Terms

Choosing the Right Loan Term

Learn how loan terms affect your monthly payment and total interest paid over time.

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Pre-qualification

Pre-qualification vs Pre-approval

Understand the difference and why soft credit checks don't hurt your credit score.

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Budget Planning

Budget for Your Loan Payment

Tips for determining how much you can afford to borrow and budget for monthly payments.

Read More →

Free Personal Loan Comparison Guide

Download our comprehensive 20-page guide with insider tips, lender comparisons, and step-by-step instructions for getting the best rate.

20+ Lender Reviews
Rate Negotiation Tips
Credit Score Strategies

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